interest rates
September 25, 2025
On September 17, 2025, the Federal Reserve announced its first interest rate cut of the year, reducing the federal funds rate by 25 basis points to a range of 4.00%–4.25%. More importantly, the Fed signaled two additional cuts are expected before year’s end—a strong indicator that borrowing costs are on a downward trend. For San Diego’s real estate market, this isn’t just a technical shift in policy; it’s a confidence […]